Claude Code vs Cursor
Anthropic's Claude Code versus Cursor: AI-powered coding assistants compared on context handling, agent autonomy, IDE integration, and pricing in 2026.
An instruction, context, and script bundle loaded on demand
The open protocol that connects the agent to live external systems
They're not competitors, they're layers: a skill solves "how to do it," MCP solves "what can be accessed." If you want to teach a recurring procedure or organization-specific domain knowledge, write a skill — low friction, low context cost. If you need live data or to take action in an external system, stand up an MCP server; a static file cannot fetch real-time data. Today's decision comes down to "which tool solves which job" — and they don't exclude each other: a skill can describe the step that calls an MCP tool.
| Category | Agent Skills | MCP (Model Context Protocol) |
|---|---|---|
| Performance | 8/10 | 6/10 |
| Ease of Learning | 8/10 | 6/10 |
| Ecosystem | 5/10 | 9/10 |
| Community | 5/10 | 9/10 |
| Job Market | 4/10 | 7/10 |
| Future-Proof | 7/10 | 9/10 |
# Agent Skill directory structure and SKILL.md example
# Source: the skill format in the anthropics/skills repo (SKILL.md + frontmatter)
pr-checklist/
├── SKILL.md
├── reference.md
└── scripts/
└── validate.py
---
# SKILL.md content
---
name: pr-checklist
description: Use when opening a pull request in this repo, to apply the team's commit format, required checklist items, and reviewer assignment rules.
---
# Pull Request Checklist
When opening a PR:
1. Commit messages follow Conventional Commits (`feat:`, `fix:`, `refactor:`).
2. Run `scripts/validate.py` before pushing to check the checklist file.
3. Assign at least one reviewer from the CODEOWNERS file.
4. Link the related issue in the PR description.
See `reference.md` for the full checklist template and edge cases.
---
# scripts/validate.py — runs only when needed
import sys
def validate_checklist(pr_body: str) -> list[str]:
required = ["## Summary", "## Test plan"]
missing = [item for item in required if item not in pr_body]
return missing
if __name__ == "__main__":
body = sys.stdin.read()
missing = validate_checklist(body)
if missing:
print(f"Missing sections: {missing}")
sys.exit(1)
print("Checklist OK")// MCP server — a minimal "get_order_status" tool with the TypeScript SDK
// Source: modelcontextprotocol/typescript-sdk README (v2 server package)
import { McpServer } from "@modelcontextprotocol/server";
import { StdioServerTransport } from "@modelcontextprotocol/server/stdio";
import * as z from "zod/v4";
const server = new McpServer({
name: "orders-server",
version: "1.0.0",
});
server.registerTool(
"get_order_status",
{
title: "Get Order Status",
description: "Fetch the current status of a customer order from the live database",
inputSchema: z.object({
orderId: z.string().describe("The order ID to look up"),
}),
},
async ({ orderId }) => {
// db: the project's own database client (e.g., Prisma client)
const order = await db.orders.findUnique({ where: { id: orderId } });
if (!order) {
return {
content: [{ type: "text", text: `Order ${orderId} not found` }],
isError: true,
};
}
return {
content: [
{
type: "text",
text: `Order ${orderId}: status=${order.status}, updatedAt=${order.updatedAt.toISOString()}`,
},
],
};
}
);
const transport = new StdioServerTransport();
await server.connect(transport);They're not competitors, they're layers: a skill solves "how to do it," MCP solves "what can be accessed." If you want to teach a recurring procedure or organization-specific domain knowledge, write a skill — low friction, low context cost. If you need live data or to take action in an external system, stand up an MCP server; a static file cannot fetch real-time data. Today's decision comes down to "which tool solves which job" — and they don't exclude each other: a skill can describe the step that calls an MCP tool.
Get Free ConsultationA skill is a static instruction/procedure package loaded into the agent on demand (SKILL.md + supporting files); MCP is a protocol that connects the agent to a live external system (database, API, file system). A skill solves "how to do it," MCP solves "what can be accessed."